DC Cookie

Tuesday, August 30, 2005

Mooch Men

When you’re in a relationship with someone, you’re not really supposed to keep tabs on who spends what. Relationships generally mean equality. You buy the groceries; he takes you out to dinner. You pay for the airfare; he pays for the hotel. It all pretty much evens out. Right?

Well, I heard a story yesterday that was utterly appalling. An acquaintance of mine is just getting out of a relationship with her boyfriend of 3 ½ years. She moved back to California with plans to leave for Italy within the next few months to live her dream as an artist there. But she can’t go. In the last few weeks, she came to find out that several years of debt for furniture, moving expenses, house wares, dinners, etc. that were charged on a card under her name by her boyfriend have never been paid off. She’s $20K in debt and has nothing to show for it. He took care of the bills while they lived together. He assured her everything was fine. He’s on the fast track and makes a significant amount of money, so she didn’t believe she had anything to worry about. He now has a house full of really nice furniture (that rightfully belongs to her) and she has hideous credit. He won’t return her phone calls or her e-mails.

What. The. Fuck.

I just wanted to hug her. Granted, she should have been paying attention, but when you trust someone, sometimes you let things slide. The whole thing is just so completely pathetic to me. Men who live off the women they are dating are a pathetic waste of a penis. My ex used to pull that shit on me all the time. “Lend me $100 for my night out; I’ll pay you back on Thursday when I get paid.” Thursday rolls around…no re-payment. A month goes by, no repayment. Two months go by and he says, “What $100? Hey, can I borrow $200 for my trip up to see my parents?” Good thing for me, I stopped lending him money very quickly as this became a trend. I never let him touch my credit cards or know anything about my personal finances.

Shitty that it had to be that way, but how is a mooch ever going to learn unless he’s taught some responsibility cold turkey? If he doesn’t learn, ditch him. You’ll have a much more secure future on your own.

22 Comments:

  • At August 30, 2005 12:01 PM, Anonymous Anonymous said…

    Wouldn't this be a good example of identity theft? You would think that since she didn't make any of the purchases, she would have some sort of recourse to go after the scumbag.

    -the deleted anon-
    (male....by the way)

     
  • At August 30, 2005 12:07 PM, Blogger DC Cookie said…

    Well, she knew about the purchases. She lived with him. She knew a lot of things. What she didn't know was that the bill was not being paid.

     
  • At August 30, 2005 12:35 PM, Blogger Washington Cube said…

    One of those sad life lessons, hopefully learned and not repeated. And now her dreams are shot down for the moment. What a cad her ex is.

     
  • At August 30, 2005 12:37 PM, Anonymous Anonymous said…

    That unfortunately happens both ways Cookie, I know I suffered through it with an ex-GF. But I will say this, He had to be making at least the minimum payment on the card/s, otherwise the bank/s would have closed the accounts. How do I know. That's what "she" did to me. Ahhh love aint it grand ;) But some how it seems so much worse when a "MAN" does this to a woman. A hug to her, and she should find a way to get to Italy. Dreams far outway money anyday and twice on Sunday in my book.

     
  • At August 30, 2005 1:13 PM, Anonymous Anonymous said…

    That sucks for her, but by god, why wasn't she checking the balance? That's a bit irresponsible. It doesn't matter how much I trust you - I would still check the balance and get my credit report every 6 months.

    Well, she probably a cause of action against him, if she wants to pursue it. If you pay for something, the presumption is that it's yours. To rebut it, he would have to be able to prove that it was intended as a gift to him.

     
  • At August 30, 2005 1:29 PM, Blogger Phil said…

    I am from the old school - it was my belief that the man should pay for (or at least offer to pay for) everything (not bills or rent or any of that other junk you hear about these days).

    We'd split stuff, but I always offered to pay no matter what it was.

     
  • At August 30, 2005 1:35 PM, Blogger Johnny said…

    Errm..

    Bank of Cookie closed for business?

    boo!!!

    :9

     
  • At August 30, 2005 1:43 PM, Blogger DC Cookie said…

    Producer: Absolutely it happens both ways! I've known men who have dated girls who expected everything to be paid for and would purposely not bring money with them on dates. Men shouldn't put up with shit like that either. It's the millennium. Women and men should make equal contributions.

     
  • At August 30, 2005 4:42 PM, Anonymous Anonymous said…

    Bigs hugs to your friend.
    I agree with the Producer, she should not let her dream of living in Italy slip away. She should not let that a**hole ruin her life anymore than he has.
    Some people are unbelievable.
    She should take some course of action against him.
    Good luck to her.

     
  • At August 30, 2005 4:47 PM, Blogger DC Cookie said…

    Depends on WHY the wife leaves. Was he a cheating bastard? If so, she deserves it. A marriage is a life-long vow that a lot of people just don't take seriously.

    Sean - not all divorces end with the man paying money. Sometimes men get money. Sometimes men pay nothing because the woman is already financially secure. All things that need to be considered BEFORE entering the marriage.

     
  • At August 30, 2005 5:07 PM, Blogger DC Cookie said…

    Well then...sign a pre-nup and quit bitching :-)

    Again, all things that should have been discussed BEFORE getting married.

     
  • At August 30, 2005 5:14 PM, Anonymous Anonymous said…

    "I think this story just shows what a terrible idea it is to live with your girlfriend/boyfriend."

    Actually, it doesn't show that at all. It demonstrates that you shouldn't give your credit card to someone else without monitoring the balance. This didn't happen simply because they lived together. You can live with someone without sharing a credit card.

     
  • At August 30, 2005 5:48 PM, Blogger VP of Dior said…

    wow, my friend is going through something similar. her bf is still in college so she pays for EVERYTHING but she's so blinded by love she's been rendered useless.

    i'm all for financial equality in a relationship because no one should be used. but doesn't a guy feel like crap knowing his gf is taking care of him?

    i think your friend should have been a bit more diligent with her finances. good luck to her.

     
  • At August 30, 2005 5:51 PM, Blogger DCSportsChick said…

    "anyone who get married today without a prenup is either blind or dumb."

    Many marriages have worked just fine without a prenup. Seems like most people who insist on having them end up divorced anyway. I'd be curious to see what the success rate is of marriages that begin with prenups. I doubt it's much better than the success rate of marriages that begin without them.

    I'd say the person who is "blind" or "dumb" (if I had to use those words) is not the one who doesn't sign a prenup, but the one who takes no interest in the couple's finances and leaves it all to the other person. Sure, not everyone is good with numbers, but each person should have a basic understanding of the couple's finances. Letting one person have control over all of the money is a recipe for disaster, because the other person never knows where the money is going (usually until it's too late).

    Sucks for your friend, though, Cookie- I hope she can do something about that asshat!

     
  • At August 30, 2005 6:00 PM, Blogger Asian Mistress said…

    Money is always tricky for me because either I have it and I'm generous, or I don't and I mooch.

    Your friend should have been checking sure, but then again - it's easy to get caught up in paying for someone that you are in a relationship with...and then by the end you realize how much it really is.

    Good luck to your friend!

     
  • At August 30, 2005 6:55 PM, Anonymous Anonymous said…

    "I think this story just shows what a terrible idea it is to live with your girlfriend/boyfriend."

    Phillip and I lived together for 2 years. We NEVER had a problem like this. We were equal partners.
    The difference between us and Cookie's friend, is that Phillip and I respect each other. Obviously he did not respect his girlfriend because of the situation he left her in.
    He is an a**hole.
    Living together is wonderful a thing, Sean.
    Yesh, Cookie's friend was careless...but he took advantage of her trust and now he must be destroyed!

     
  • At August 30, 2005 7:09 PM, Blogger Washington Cube said…

    Why did I just have a flash vision of Chase chinging her Wonder Woman gold cuffs?

     
  • At August 30, 2005 7:43 PM, Anonymous Anonymous said…

    Who told you my secret identity, Cube? Damn..there you go being Big Sister again. hee hee

     
  • At August 31, 2005 2:09 AM, Blogger Siryn said…

    After 2 years of watching people slug it out in court, I have converted and become a firm believer that prenups are an act of love.

    Necessary? No.

    But very helpful.

    Anyway, back to this woman - I'm sorry she had to learn such a lesson the hard way.

     
  • At August 31, 2005 1:39 PM, Anonymous Anonymous said…

    who the hell lets anyone borrow their credit cards?

     
  • At August 31, 2005 3:26 PM, Anonymous Anonymous said…

    women take guy's money all the time these days....if you get married, sign a prenup....this is obviously a very rare case....mooch men? how bout gold diggers, cookie?

     
  • At August 31, 2005 3:33 PM, Blogger DC Cookie said…

    There are lots of gold diggers out there. My post stresses equality on all fronts. When I hear a good story about a gold digger, I'll share that as well...

     

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